12345 University
Suite 200
Clive, IA 50235

Michael Hartwig, Ph.D.

(515) 971-5786

 

Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

 
 
Keeping Up with the Joneses

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

4 steps to teaching kids about money

4 steps to teaching kids about money

As a parent, how can you help ensure that your children are more financially confident than you?

Saving for College 101

Saving for College 101

Here’s a crash course on saving for college.

 

How new workers can build financial independence

The key to a successful career launch is to begin with a solid financial foundation.

Money matters: Why it pays to be financially responsible

Teens might not have much money, but it's important for them to be responsible with the cash they do have.

8 behaviors to help increase financial confidence

A gap exists between people's financial priorities and their behaviors. This gap can cause stress and a lack of confidence.

How to manage debt

8 ways to help manage debt wisely to avoid overextending yourself.

Credit Card Debt

We share tips to manage high-interest credit

How to gift yourself a debt-free holiday

Here are some tips for having a jolly and debt-free gift-giving season.

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Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

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The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Saving for College 101

Here’s a crash course on saving for college.

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

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